商保－大胃王比賽等有危民眾身體健康之商業活動，籲請主辦單位事先購買商業保險承擔醫療風險
<SPAN style="FONT-SIZE: 18pt; COLOR: blue; FONT-FAMILY: 標楷體; mso-bidi-font-family: Arial"><SPAN><SPAN><SPAN><SPAN style="FONT-SIZE: 18pt; COLOR: blue; FONT-FAMILY: 標楷體; mso-bidi-font-family: Arial">
<P class=MsoNormal style="MARGIN: 0pt; TEXT-ALIGN: center" align=center><SPAN style="FONT-SIZE: 18pt; COLOR: blue; FONT-FAMILY: 標楷體; mso-bidi-font-family: Arial"><STRONG>大胃王比賽等有危民眾身體健康之商業活動，籲請主辦單位事先購買商業保險承擔醫療風險<SPAN lang=EN-US><?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" /><o:p></o:p></SPAN></STRONG></SPAN></P>
<P class=MsoNormal style="MARGIN: 0pt"><FONT size=3><FONT color=#000000><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: 'Times New Roman'">【</SPAN><?xml:namespace prefix = st1 ns = "urn:schemas-microsoft-com:office:smarttags" /><st1:chsdate IsROCDate="False" IsLunarDate="False" Day="11" Month="8" Year="2011" w:st="on"><SPAN lang=EN-US style="FONT-FAMILY: Arial">2011-08-11</SPAN></st1:chsdate><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial">／健保局</SPAN><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: 'Times New Roman'">】</SPAN><SPAN lang=EN-US style="FONT-FAMILY: Arial"><o:p></o:p></SPAN></FONT></FONT></P>
<P class=MsoNormal style="MARGIN: 0pt; TEXT-INDENT: 24pt; mso-char-indent-count: 2.0"><FONT size=3><FONT color=#000000><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial">近幾年來，國內曾多次舉辦大胃王比賽等商業活動；中央健康保險局呼籲，民眾應注意健康及安全，避免參與有礙健康安全之活動，亦建請廠商避免舉辦，若舉辦類似活動，健保局建請事先購買商業保險，以承擔民眾可能發生的醫療風險。</SPAN><SPAN lang=EN-US style="FONT-FAMILY: Arial"><o:p></o:p></SPAN></FONT></FONT></P>
<P class=MsoNormal style="MARGIN: 0pt; TEXT-INDENT: 24pt; mso-char-indent-count: 2.0"><FONT size=3><FONT color=#000000><SPAN lang=EN-US style="FONT-FAMILY: Arial">100</SPAN><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial">年</SPAN><SPAN lang=EN-US style="FONT-FAMILY: Arial">6</SPAN><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial">月在台北市舉辦一場吃辣椒比賽，冠、亞軍一產生，就發生立刻送醫急救情事，主辦活動的單位於事後已將醫療費用匯回健保局，惟仍引發社會各界不少的關切。依目前健保法規定，健保局可行使代位求償權事件有：</SPAN><SPAN lang=EN-US style="FONT-FAMILY: Arial">1</SPAN><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial">、汽車交通事故，自</SPAN><SPAN lang=EN-US style="FONT-FAMILY: Arial">87</SPAN><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial">年起健保局已依健保法及強制汽車責任保險法規定，向產險公司求償，近三年每年求償金額約</SPAN><SPAN lang=EN-US style="FONT-FAMILY: Arial">22</SPAN><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial">億多元。</SPAN><SPAN lang=EN-US style="FONT-FAMILY: Arial">2</SPAN><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial">、公共安全事故，向肇事者依相關法規應強制投保責任險的產險公司求償（求償門檻</SPAN><SPAN lang=EN-US style="FONT-FAMILY: Arial">5</SPAN><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial">萬元以上）。</SPAN><SPAN lang=EN-US style="FONT-FAMILY: Arial">3</SPAN><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial">、重大之交通事故、公害或食品中毒事件，肇事者已投保責任保險者，向產險公司求償；未投保者，向肇事者求償（求償門檻</SPAN><SPAN lang=EN-US style="FONT-FAMILY: Arial">10</SPAN><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial">萬元以上），自</SPAN><SPAN lang=EN-US style="FONT-FAMILY: Arial">94</SPAN><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial">年開辦以來，計求償金額為</SPAN><SPAN lang=EN-US style="FONT-FAMILY: Arial">694</SPAN><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial">萬元。</SPAN><SPAN lang=EN-US style="FONT-FAMILY: Arial"><o:p></o:p></SPAN></FONT></FONT></P>
<P class=MsoNormal style="MARGIN: 0pt; TEXT-INDENT: 24pt; mso-char-indent-count: 2.0"><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial"><FONT color=#000000 size=3>惟為維持社會公義，健保局呼籲，對於辦理這類恐危及民眾健康活動的主辦單位，事先投保商業醫療險，以為維護有限醫療資源及保障參與民眾權益，至於民眾則建請量力而為，儘量避免參與有礙健康安全之活動。</FONT></SPAN><SPAN lang=EN-US style="FONT-FAMILY: Arial"><o:p></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0pt; TEXT-ALIGN: center" align=center></SPAN></SPAN></SPAN></SPAN></SPAN></P>
<P class=MsoNormal style="MARGIN: 0pt; TEXT-ALIGN: center" align=center><SPAN style="FONT-SIZE: 18pt; COLOR: blue; FONT-FAMILY: 標楷體; mso-bidi-font-family: Arial"><STRONG>大胃王比賽等有危民眾身體健康之商業活動，籲請主辦單位事先購買商業保險承擔醫療風險<SPAN lang=EN-US><?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" /><o:p></o:p></SPAN></STRONG></SPAN></P>
<P class=MsoNormal style="MARGIN: 0pt"><FONT size=3><FONT color=#000000><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: 'Times New Roman'">【</SPAN><?xml:namespace prefix = st1 ns = "urn:schemas-microsoft-com:office:smarttags" /><st1:chsdate IsROCDate="False" IsLunarDate="False" Day="11" Month="8" Year="2011" w:st="on"><SPAN lang=EN-US style="FONT-FAMILY: Arial">2011-08-11</SPAN></st1:chsdate><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial">／健保局</SPAN><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: 'Times New Roman'">】</SPAN><SPAN lang=EN-US style="FONT-FAMILY: Arial"><o:p></o:p></SPAN></FONT></FONT></P>
<P class=MsoNormal style="MARGIN: 0pt; TEXT-INDENT: 24pt; mso-char-indent-count: 2.0"><FONT size=3><FONT color=#000000><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial">近幾年來，國內曾多次舉辦大胃王比賽等商業活動；中央健康保險局呼籲，民眾應注意健康及安全，避免參與有礙健康安全之活動，亦建請廠商避免舉辦，若舉辦類似活動，健保局建請事先購買商業保險，以承擔民眾可能發生的醫療風險。</SPAN><SPAN lang=EN-US style="FONT-FAMILY: Arial"><o:p></o:p></SPAN></FONT></FONT></P>
<P class=MsoNormal style="MARGIN: 0pt; TEXT-INDENT: 24pt; mso-char-indent-count: 2.0"><FONT size=3><FONT color=#000000><SPAN lang=EN-US style="FONT-FAMILY: Arial">100</SPAN><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial">年</SPAN><SPAN lang=EN-US style="FONT-FAMILY: Arial">6</SPAN><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial">月在台北市舉辦一場吃辣椒比賽，冠、亞軍一產生，就發生立刻送醫急救情事，主辦活動的單位於事後已將醫療費用匯回健保局，惟仍引發社會各界不少的關切。依目前健保法規定，健保局可行使代位求償權事件有：</SPAN><SPAN lang=EN-US style="FONT-FAMILY: Arial">1</SPAN><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial">、汽車交通事故，自</SPAN><SPAN lang=EN-US style="FONT-FAMILY: Arial">87</SPAN><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial">年起健保局已依健保法及強制汽車責任保險法規定，向產險公司求償，近三年每年求償金額約</SPAN><SPAN lang=EN-US style="FONT-FAMILY: Arial">22</SPAN><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial">億多元。</SPAN><SPAN lang=EN-US style="FONT-FAMILY: Arial">2</SPAN><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial">、公共安全事故，向肇事者依相關法規應強制投保責任險的產險公司求償（求償門檻</SPAN><SPAN lang=EN-US style="FONT-FAMILY: Arial">5</SPAN><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial">萬元以上）。</SPAN><SPAN lang=EN-US style="FONT-FAMILY: Arial">3</SPAN><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial">、重大之交通事故、公害或食品中毒事件，肇事者已投保責任保險者，向產險公司求償；未投保者，向肇事者求償（求償門檻</SPAN><SPAN lang=EN-US style="FONT-FAMILY: Arial">10</SPAN><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial">萬元以上），自</SPAN><SPAN lang=EN-US style="FONT-FAMILY: Arial">94</SPAN><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial">年開辦以來，計求償金額為</SPAN><SPAN lang=EN-US style="FONT-FAMILY: Arial">694</SPAN><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial">萬元。</SPAN><SPAN lang=EN-US style="FONT-FAMILY: Arial"><o:p></o:p></SPAN></FONT></FONT></P>
<P class=MsoNormal style="MARGIN: 0pt; TEXT-INDENT: 24pt; mso-char-indent-count: 2.0"><SPAN style="FONT-FAMILY: 新細明體; mso-bidi-font-family: Arial; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial"><FONT color=#000000 size=3>惟為維持社會公義，健保局呼籲，對於辦理這類恐危及民眾健康活動的主辦單位，事先投保商業醫療險，以為維護有限醫療資源及保障參與民眾權益，至於民眾則建請量力而為，儘量避免參與有礙健康安全之活動。</FONT></SPAN><SPAN lang=EN-US style="FONT-FAMILY: Arial"><o:p></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0pt; TEXT-ALIGN: center" align=center></SPAN></SPAN></SPAN></SPAN></SPAN></P>
